Spot XRP ETFs Pull in $25.8M in Single-Day Inflows, Strongest Since January

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Key Takeaways

  • Five U.S.-listed spot XRP ETFs recorded $25.8 million in net inflows on Monday, the strongest single-day total since January 5, led by Franklin Templeton’s XRPZ at $13.6 million.
  • Ripple closed a $200 million debt facility and completed a tokenized U.S. Treasury settlement pilot on the XRP Ledger with JPMorgan, Mastercard, and Ondo Finance, processing a redemption in under five seconds.
  • Ripple released a four-step quantum security roadmap targeting 2028 readiness, while two analysts flagged $1.49 and $1.45 as key resistance levels before any move toward the $1.80–$1.82 range.

Five U.S.-listed spot XRP exchange-traded funds recorded $25.8 million in net inflows on Monday, the largest single-day total for the products since January 5, according to SoSoValue data. Ripple also made several institutional announcements on Monday, including a $200 million debt facility closing, a tokenized Treasury settlement pilot, and a quantum security roadmap for the XRP Ledger. 

XRPZ, Bitwise, and GXRP Lead Monday’s Inflows; Two Funds Flat 

Franklin Templeton’s XRPZ captured the largest share of Monday’s flows, taking in $13.6 million. Bitwise’s XRP fund followed with $7.6 million, and Grayscale’s GXRP added $4.6 million. The two remaining U.S.-listed products, 21Shares’ TOXR and Canary’s XRPC, reported no flows for the day. 

XRP’s price action also drew analyst commentary Monday. The total surpassed the fund group’s most recent single-day high, though it remained below the $46 million they drew during the week of their market debut. Across all five products, cumulative net inflows reached $1.35 billion, with total net assets standing at $1.18 billion, a figure representing approximately 1.3% of XRP’s total market capitalization, per SoSoValue data.

Ripple Closes $200M Debt Facility and Completes XRP Ledger Treasury Pilot With JPMorgan and Mastercard

On the institutional side, Ripple announced the closing of a $200 million debt facility financed by funds managed by Neuberger Specialty Finance. Ripple said the facility would support the continued growth of Ripple Prime, with management stating the funding would help meet demand for institutional-grade prime services and margin financing solutions. 

Separately, Ripple said it completed a tokenized U.S. Treasury settlement pilot on the XRP Ledger involving JPMorgan, Mastercard, and Ondo Finance. The pilot processed a redemption in under five seconds, according to Ripple.

Ripple Introduces Four-Step Quantum Security Roadmap Targeting 2028 Readiness

Ripple also released a four-step roadmap aimed at strengthening the XRP Ledger against quantum computing risks by 2028. The plan is designed to prepare the network for a potential “Q-day,” the point at which quantum computers may be capable of breaking current cryptographic standards. 

The roadmap includes emergency readiness steps for scenarios in which that risk materializes ahead of schedule. Under those provisions, users would migrate to quantum-safe accounts, and fund recovery would utilize zero-knowledge proofs if early quantum threats emerge.

Two Analysts Flag Resistance Levels and Potential Upside Targets for XRP 

Two analysts identified specific resistance levels XRP would need to break before a move toward the $1.80-$1.82 range could develop, according to posts on X. Analyst Ali said XRP must close above the top of a channel at $1.49, a threshold he said could open a path toward $1.80. 

Separately, analyst Martinez said the TD Sequential indicator flashed a buy signal on the four-hour chart and projected a move toward $1.82 contingent on XRP breaking clearly above the $1.45 resistance level. Both analysts noted that XRP’s weekly and monthly chart trends remained bullish at the time of their posts 

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Talik Evans Journalist and Financial Analyst

Talik Evans is a financial writer and crypto researcher with a growing focus on digital assets, Bitcoin markets, and blockchain innovation. Since 2021, she has been exploring the world of cryptocurrency, writing about everything from exchange comparisons to regulatory updates and security practices.

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