Terms, Privacy & Cookie Policy

TERMS & CONDITIONS This Agreement shall be legally binding on any person or entity who accesses or uses the coininsider.com Website (hereinafter referred to as the “Website”) and shall therefore be bound by all the Terms & Conditions contained herein, as well as any regulations and laws applicable to the particular jurisdiction from which the […]

TERMS & CONDITIONS

This Agreement shall be legally binding on any person or entity who accesses or uses the coininsider.com Website (hereinafter referred to as the “Website”) and shall therefore be bound by all the Terms & Conditions contained herein, as well as any regulations and laws applicable to the particular jurisdiction from which the User accesses the Website from.  Users are urged to read these Terms & Conditions carefully.

  • ACCEPTANCE OF THE AGREEMENT
      1. In accessing the Website, the User agrees to be bound by the Terms & Conditions contained herein and accordingly acknowledges that he/she has read and fully understands the Terms & Conditions.
      2. These Terms & Conditions along with the Cookies Policy and Privacy Policy on the Website shall be read together and shall constitute the full Agreement between the Parties.
      3. Should the User not agree with or fully understand any or all of the Terms and Conditions contained herein, the User shall immediately refrain from accessing the Website.
      4. The material contained on this Website is duly protected by the applicable copyright and trademark law.
  • AMENDMENTS TO THE WEBSITE TERMS & CONDITIONS
      1. These Terms & Conditions may be amended and updated from time to time, without notice, and shall be effective immediately.
      2. Amended Terms & Conditions shall immediately replace any previous versions on the Website.
      3. The User is urged to regularly visit the Website to ascertain whether there have been any updates to the Terms & Conditions.
      4. The User’s continued use of the Website will constitute an unequivocal tacit acceptance of the Terms & Conditions listed on the Website.
      5. Should the User not accept the amended Website Terms & Conditions, the User is to immediately refrain from using and accessing the Website.
  • USER LICENSE
      1. Permission is granted to temporarily download one copy of the materials (information or software) from the Website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title and under this license the User may not:
        1. Modify or copy the materials;
        2. Use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
        3. Attempt to decompile or reverse engineer any software contained on the Website;
        4. Remove any copyright or other proprietary notations from the materials; or
        5. Transfer the materials to other person or “mirror” the materials on any other server.
      2. This license shall automatically terminate should the User violate any of the restrictions listed in clause 3.1 and may be terminated at any time.
      3. Upon terminating the viewing of these materials or upon the termination of this license, the User must immediately destroy any downloaded materials in its possession whether in electronic or printed format.
  • GENERAL DISCLAIMERS
      1. All the content and material displayed on the Website are merely opinion, independent review pieces or news articles and are provided on a “as is” and “as available” basis.
      2. The views and opinions expressed on and through this Website are those of the individual authors writing in their individual capacity and do not necessarily represent the views of the owner(s) of this Website.
      3. The owner(s) of the Website do not take any responsibility for verifying that any celebrities expressly mentioned in any content or material displayed on the Website have consented or agreed to their endorsements and it shall remain the responsibility of the independent authors to ensure that they have obtained the necessary authority and consents.
      4. No information on the Website is intended to be professional advice of any nature whatsoever and therefore is used at the User’s own risk.
      5. There is no guarantee that the information posted is free from mistakes or errors.
      6. There is no warranty whatsoever, whether express or implied, or representations made concerning the accuracy, likely results or reliability of the use of the materials on the Website or otherwise relating to such materials on any other sites linked to this Website.
      7. There is a full disclaimer on all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement or intellectual property or other violation of rights. 
      8. The Website may contain affiliate links, which means that an Affiliate may earn a commission if the User clicks through to another linked site. 
        1. These affiliate links will be at no cost to the User. 
        2. There will be no liability whatsoever for the contents of any of the content contained on a third-party website and the User confirms that at all times it acts on its own risk.
      9. Hackers and/or other malicious organizations, groups or individuals may attempt to interfere with the Website in a variety of ways and the User undertakes that he/she fully understands this risk.
  • LIMITATIONS
      1. In no event shall the owner(s) of the Website or any of its suppliers be liable for any damages (including without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the material on the Website.
      2. Some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to the Users based in these jurisdictions. 
  • ACCURACY OF CONTENT & MATERIALS
      1. The User acknowledges that the Website may contain technical, typographical or photographic errors.
      2. There are no warranties or guarantees that the content and material on the Website are accurate, complete or current.
  • THIRD-PARTY LINKS ON THE WEBSITE
      1. The Website may contain links to third-party websites, the User is accordingly advised that the content of these websites have not necessarily been reviewed and therefore the owner(s) of this Website will not be responsible for the contents of any third-party websites whatsoever.
      2. The inclusion of any link on the Website does not imply an endorsement by the owner(s) of the Website.
      3. Users are warned that the use of any third-party websites are used at the sole risk of the Users.
  • INTELLECTUAL PROPERTY
      1. The owner(s) of the Website retain all rights, title and interest in and to all of the intellectual property, whether or not it is possible to patent, copyright or protect any trademarks, copyrights or patents based thereon.
      2. The intellectual property contained on the Website may not be used for any reason whatsoever, except with the owner(s) of the Website’s express prior written consent.
      3. This Agreement does not confer any right or interest upon the User to any intellectual property beyond the limited right to a perpetual, non-exclusive, transferable, revocable license to access and use the Website.
  • LIMITATION OF LIABILITY
      1. To the fullest extent permitted by the applicable law, the User disclaims and holds harmless the owner(s) of the Website against any cause of action in any jurisdiction that would give rise to any damages whatsoever, and the owner(s) of the Website shall not be liable to the User for any type of damages.
      2. The User agrees not to seek any refund, compensation or reimbursement from the owner(s) of the Website, regardless of the reason whatsoever.
      3. To the fullest extent permitted by any applicable law, the User releases the owner(s) of the Website from any and all responsibility, liability, claims, demands, and/or damages (actual and consequential) of every kind and nature, known and unknown (including, but not limited to, claims of negligence), arising out of or related to disputes between the User and the acts or omissions of any third parties.
  • INDEMNIFICATION
      1. To the fullest extent permitted by applicable law, the User will indemnify, defend and hold harmless the owner(s) of the Website from and against any and all actions, proceedings, claims, damages, demands and actions (including without limitation fees and expenses of counsel), incurred by the User and/or anyone on its behalf:
        1. Any responsibilities or obligations under the Agreement;
        2. Any breach of or violation of the Website or the Agreement;
        3. Inaccuracy in any representation or warranty;
        4. violation by the User of any rights of any other person or entity; and/or
        5. Any act or omission that is negligent, unlawful or constitutes willful misconduct. 
  • COOKIES POLICY
      1. The Website uses cookies to help improve the User experience.
      2. The User is asked to refer to the “Cookies Policy” on the Website for more information relating to the use of cookies.
      3. The Website may provide basic information on third-party services that it may use, how may also use cookies as part of their service, though they may not be covered by the Website’s policy.
      4. Should the User not accept cookies from the Website, it should instruct its browser to refuse cookies from this particular Website, with the understanding that they may then not be able to access the desired content and services from the site.
  • PRIVACY POLICY
      1. The privacy of the Website Users is very important to the owners of this Website.
      2. The User is asked to refer to the “Privacy Policy” on this Website for more information.
  • GENERAL DATA PROTECTION REGULATION COMPLIANCE
      1. The owner(s) of the Website takes data protection very seriously and therefore warrant to fully comply with the provisions of the General Data Protection Regulation framework applicable.
  • SEVERABILITY
      1. In the event that any provision or portion of this Agreement shall be determined to be invalid or unenforceable for any reason, in whole or in part, the remaining provisions of this Agreement shall be unaffected thereby and shall remain in full force and effect as permitted by law.
  • GENERAL
    1. This Agreement shall be governed by the laws of Hong Kong, in all respects, including as to validity, interpretation and effect, without giving effect to its principles or rules of conflict of laws, to the extent such principles or rules are not mandatorily applicable by statute and would permit or require the Applications of the laws of another jurisdiction.
    2. Nothing in this Agreement and no action taken by the Parties shall constitute, or be deemed to constitute, a partnership, association, joint venture or other co-operative entity between the Parties. 
    3. Nothing in the Agreement and no action taken by the Parties pursuant to the Agreement shall constitute, or be deemed to constitute, either Party the agent of the other Party for any purpose. 
    4. The User is entirely responsible to ensure that it is authorized to access the Website and any third-party links from this Website, in terms of the applicable regulations and laws of the jurisdiction in which they are resident in or from which they access the Website from. The owner(s) of the Website will not be liable for any action or damages whatsoever, should a User access the Website from a prohibited jurisdiction.
    5. The owner(s) of this Website may assign the Agreement to any third-party affiliate, in which case the Agreement and the rights and obligations of the Parties hereunder will be binding upon and inure to the benefit of the Company’s respective successors, assigns, heirs, executors, administrators and legal representatives.
    6. The Agreement, including all other legal documents and policies on the Website, constitutes the entire agreement between the Parties and supersedes all prior or contemporaneous agreements and understandings, both written and oral, between the Parties with respect to the subject matter hereof, including, without limitation, any public or other statements or presentations made regarding the Website and/or the Agreement.
    7. If any provision of this Agreement is determined by a competent court to be invalid, inoperative or unenforceable for any reason, the provision shall be modified to make it valid and, to the extent possible, effectuate the original intent of the Parties as closely as possible in an acceptable manner so that the transactions contemplated hereby be carried out as originally contemplated to the fullest extent possible.

PRIVACY POLICY

This Policy, read together with all other legal documents on the Website, shall be legally binding on any person or entity who accesses or uses the coininsider.com Website (hereinafter referred to as the “Website”). The User shall be bound by all the Terms & Conditions contained herein, as well as any regulations and laws applicable to the particular jurisdiction from which the User accesses the Website from.  Users are urged to read the Website’s Privacy Policy carefully. This Policy shall replace all previous versions.

  • GENERAL
      1. The owner(s) of the Website are committed to protecting and respecting the privacy of all of its User’s. 
      2. The owner(s) of the Website will take all reasonable and legal steps to protect confidential information and will release information only to the relevant authorities under their request or in terms of any regulation which requires such and when necessary for a third-party integration.
  • INFORMATION COLLECTED BY THE WEBSITE
      1. Log Data:
        1. When a User visits the Website, the Website services may automatically log the standard data provided by the User’s web browser.
        2. This may include: The Users computer Internet Protocol (IP) address, browser type and version, the pages the User has visited, the time and date of these visits, the time spent on each page and other details.
      2. Device Data:
        1. The Website may collect data about the device that the User is using to access the Website.
        2. This data collected may include: The device type, operating system, unique device identifiers, device settings and geo-location data.
        3. What we collect can depend on the individual settings of your device and software. 
        4. We recommend checking the policies of your device manufacturer or software provider to learn what information they make available to us.
      3. Personal information:
        1. We may ask for personal information, such as the User’s name, email and telephone/mobile number.
  • LEGAL BASES FOR PROCESSING
      1. The Website and its owner(s) will process the User’s personal information lawfully, fairly and in a transparent manner.
      2. Information will only be collected and processed about the User where the Website has legal bases for doing so, which depends on the services that the User accesses and how they are used.
      3. The Website may collect and use the User’s information only where:
        1. When it is necessary for the performance of a contract to which the User is a party or to take steps at the User’s request before entering into such a contract (for example, when we provide a service the User has requested from the Website);
        2. It satisfies a legitimate interest (which is not overridden by the User’s data protection interests), such as for research and development, to market and promote the Website services, and to protect the owner(s) of the Website’s legal rights and interests;
        3. The User gives consent to do so for a specific purpose (for example, the User might consent to the Website sending its newsletter); or
        4. When the owner(s) of the Website need to process the User data to comply with a legal obligation.
      4. The User has the right to change its mind at any time if previously consented to allow the Website to use its data for a specific purpose, however this will not affect any processing that has already taken place.
      5. The Website does not keep personal information for longer than is necessary. 
      6. While the Website retains information, it will ensure to protect it within commercially acceptable means to prevent loss and theft, as well as unauthorized access, disclosure, copying, use or modification. 
      7. The User acknowledges however that no method of electronic transmission or storage of data is 100% secure and therefore the owner(s) of the Website cannot guarantee absolute data security. 
      8. If necessary, the Website will retain the User’s personal information for compliance with any legal obligations it may have, or in order to protect the User’s vital interests or the vital interests of another natural person.
  • COLLECTION AND USE OF INFORMATION
      1. The Website and its owner(s) may collect, hold, use and disclose information for the following purposes and personal information will not be further processed in a manner that is incompatible with these purposes:
        1. to enable the User to customize or personalize the User experience of the Website;
        2. to enable the User to access and use the Website, associated applications and associated social media platforms;
        3. to contact and communicate with the User
        4. for internal record keeping and administrative purposes;
        5. for analytics, market research and business development, including to operate and improve the Website, associated applications and associated social media platforms;
        6. for advertising and marketing, including to send the User promotional information and information about third parties that the owner(s) of the Website consider may be of interest to the Users; and
        7. to comply with the legal obligations and resolve any disputes that the Website may have.
  • DISCLOSURE OF PERSONAL INFORMATION TO THIRD PARTIES
      1. The owner(s) of the Website may disclose personal information to:
        1. third party service providers for the purpose of enabling them to provide their services, including (without limitation) IT service providers, data storage, hosting and server providers, ad networks, analytics, error loggers, debt collectors, maintenance or problem-solving providers, marketing or advertising providers, professional advisors and payment systems operators;
        2. sponsors or promoters of any competition that the Website run; and
        3. third parties to collect and process data. 
  • INTERNATIONAL TRANSFERS OF PERSONAL INFORMATION
      1. The personal information collected by the Website is stored and processed on servers in a variety of jurisdictions and also where the Website partners, affiliates and third-party providers maintain facilities. 
      2. The User confirms that by providing the Website and its owner(s) with personal information, the User consents to the disclosure to these overseas third parties.
      3. The owner(s) of the Website will ensure that any transfer of personal information from countries in the European Economic Area (EEA) to countries outside the EEA will be protected by appropriate safeguards, for example by using standard data protection clauses approved by the European Commission, or the use of binding corporate rules or other legally accepted means.
      4. Where the owner(s) of the Website transfer personal information from a non-EEA country to another country, the User acknowledges that third parties in other jurisdictions may not be subject to the same data protection laws as that of the jurisdiction in which the User is based. There are isks if any such third party engages in any act or practice that would contravene the data privacy laws in the Users jurisdiction and this might mean that the User will not be able to seek redress under its own jurisdiction’s privacy laws. 
  • THE USERS RIGHTS & CONTROL OF PERSONAL INFORMATION
  • Choice and consent: 
    • By providing personal information the User consents to the owner(s) of the Website collecting, holding, using and disclosing its personal information in accordance with this Privacy Policy. 
    • If a User is under 16 years of age, the User must have, and warrant to the extent permitted by law, that he/she has a parent or legal guardian’s permission to access and use the Website and they (the parents or legal guardians) have consented to the User providing the Website with personal information. 
    • The User does not have to provide personal information; however, the User must be aware that should they refuse, it may affect the use of this Website or the products and/or services offered on or through it.
  • Information from third parties: 
    • Should the Website receive personal information about a User from a third party, this information will be protected in accordance with this Privacy Policy. 
    • If the User is a third party providing personal information about somebody else, the User represents and warrants that he/she/it has such person’s consent to provide this personal information.
  • Restrict: 
    • The User may choose to restrict the collection or use of personal information. 
    • Should the User have previously agreed to the use of personal information for direct marketing purposes, the User may change his/her mind at any time by contacting the owner(s) of the Website.
    • Should the User ask for a restriction or limitation on personal information which is processed, the owner(s) of the Website may inform the restriction effects on the Users use of the Website or products and services.
  • Access and data portability: 
    • The User may request details of the personal information that is being held. 
    • The User may request a copy of the personal information that the owner(s) of the Website hold.
    • Where possible, the owner(s) of the Website will provide this information in CSV format or other easily readable machine format. 
    • The User may request that personal information be erased.
    • The User may also request that this information be passed to another third party.
  • Correction: 
    • Should the User believe that any information is inaccurate, out of date, incomplete, irrelevant or misleading, the User may contact the owner(s) of the Website to update or correct the information held.
    • The owner(s) of the Website will take all reasonable steps to correct any information found to be inaccurate, incomplete, misleading or out of date.
    • Notification of data breaches: 
    • The owner(s) of the Website undertake to comply with the regulations and laws applicable, in respect of any data breach.
  • Complaints: 
    • Should the User believe that the owner(s) of the Website have breached any relevant data protection law and wish to make a complaint, please contact the owner(s) of the Website and provide full details of the alleged breach.
    • The owner(s) of the Website undertake to promptly investigate all complaints, and respond in writing, setting out the outcome of the investigation and the steps taken to address such complaint. 
    • The User shall the right to contact a regulatory body or data protection authority in relation to its complaint.
  • Unsubscribe: 
    • To unsubscribe from the Website’s e-mail database or opt-out of communications (including marketing communications), the User is asked to please contact the owner(s) of the Website or opt-out using the opt-out facilities provided in the communication.
  • COOKIES
      1. The Website uses “cookies” to collect information about the User and its activity.
      2. Please refer to the Cookie Policy on the Website or more information.
  • BUSINESS TRANSFERS
      1. Should the Website or its assets be acquired, or in the unlikely event that the owner(s) of the Website go out of business or enter bankruptcy, User data, along with other assets, would be transferred to any parties who acquire the Website.
      2. The User acknowledges that such transfers may occur, and that any parties who acquire the Website and/or its owner(s) may continue to use the personal information according to this Privacy Policy.
  • LIMITS OF OUR POLICY
      1. This Website may link to external sites and/or third-party sites which are not operated or controlled by the owner(s) of this Website.
      2. The User acknowledges that the owner(s) of the Website have no control over the content and policies of those sites, and therefore cannot accept responsibility or liability for their respective privacy practices.
  • AMENDMENTS TO THE PRIVACY POLICY
    1. This Privacy Policy may be amended and updated from time to time, without notice, and shall be effective immediately.
    2. The amended Privacy Policy shall immediately replace any previous versions on the Website.
    3. The User is urged to regularly visit the Website to ascertain whether there have been any updates to the Privacy Policy.
    4. The User’s continued use of the Website will constitute an unequivocal tacit acceptance of the Privacy Policy listed on the Website.
    5. Should the User not accept the amended Privacy Policy, the User is to immediately refrain from using and accessing the Website.

COOKIES POLICY

    1. This Policy, read together with all other legal documents on the Website, shall be legally binding on any person or entity who accesses or uses the coininsider.com Website (hereinafter referred to as the “Website”). The User shall be bound by all the Terms & Conditions contained herein, as well as any regulations and laws applicable to the particular jurisdiction from which the User accesses the Website from.  Users are urged to read the Website’s Cookies Policy carefully. This Policy shall replace all previous versions.
  • WHAT IS A COOKIE?
      1. A “Cookie” is a small piece of data which the Website stores on the User’s computer and/or mobile device and is accessed each time the Website is visited.
      2. The Website makes the use of Cookies to collect information about the User and its activities while accessing the Website, which may include, where available, the IP address, operating system and browser type used by the User. 
      3. This information is collected as statistical data about the Website User’s browsing actions and patterns, and does not identify any individual in particular.
      4. For the same reason, the Website may obtain information about the Users general internet usage by using cookies. 
      5. The User is responsible for ensuring their computer and/or mobile devices settings are correct and can therefore elect to accept or decline cookies.
      6. Cookies help the Company improve their Website(s) and/or Application and to deliver better and more personalized service. 
  • TYPES OF COOKIES AND HOW THEY ARE USED
      1. Essential Cookies – are cookies which are crucial to the User experience of the Website, enabling core functions like user logins, account management, shopping carts and payment processing. These are used to enable certain function on the Website. This Website uses essential cookies on the site.
      2. Performance Cookies – are cookies used in the tracking of how the User uses the Website during a visit, without collecting personal information about the User. Typically, this information is anonymous and aggregated with information tracked across all the Website Users, to help companies understand visitor usage patterns, identify and diagnose problems or errors their users may encounter, and make better strategic decisions in improving their audience’s overall website experience. These cookies may be set by the Website which the User is visiting or by third-party services. This Website uses performance cookies on the site.
      3. Functionality Cookies – are used in collecting information about the User’s device and any settings the User may configure on the website which it is visiting (like language and time zone settings). With this information, websites can provide the User with customized enhanced or optimized content and services. These cookies may be set by the website the User is visiting or by third-party services. This Website uses functionality cookies for selected features on the site.
      4. Targeting/advertising Cookies – are used in determining what promotional content is more relevant and appropriate to the User and its interests. Websites may use them to deliver targeted advertising or limit the number of times a User may see an advertisement. This helps companies improve the effectiveness of their campaigns and the quality of content presented to the User. These cookies may be set by the website which the User is visiting or by third-party services. Targeting/advertising cookies set by third-parties may be used to track the User on other websites that use the same third-party services. This Website uses targeting/advertising cookies on the site.
  • THE FUNCTION OF COOKIES 
      1. Cookies enable the Website to:
        1. Estimate the audience size and usage pattern; 
        2. Store information about the Users preferences, and therefore customize and optimize the Website according to the Users individual interests; 
        3. Speed up the Users searches; and 
        4. Recognize the User when they return to the Website.
  • THIRD-PARTY COOKIES ON THE WEBSITE
      1. The Website may employ third-party companies and individuals on our Website e.g. analytics providers and content partners. 
      2. The Website will grant these third-parties access to selected information to perform specific tasks on the Users behalf.
      3. They may also set third-party cookies in order to deliver the services they are providing. 
      4. Third-party cookies can be used to track the User on other websites that use the same third-party service. 
      5. This Website has no control over third-party cookies and therefore their cookies policies are not covered in this Websites Cookie Policy.
      6. This Websites third-party privacy promise:
        1. The Website reviews the privacy policies of all its third-party providers before enlisting their services to ensure their practices align with its own.
        2. The Website will never knowingly include third-party services that compromise or violate the privacy of this Website’s Users.
  • USER CONTROL OR HOW TO OPT OUT OF COOKIES
      1. Should the User not wish to accept cookies from this Website, the User can instruct its browser to refuse cookies from this Website. 
      2. Most browsers are configured to accept cookies by default, but the User can update these settings to either refuse cookies altogether, or to notify the User when a website is trying to set or update a cookie.
      3. Should the User browse websites from multiple devices, the User may need to update its settings on each individual device.
      4. Although some cookies can be blocked with little impact on to the User experience of a website, blocking all cookies may mean that the User is unable to access certain features and content across the sites it visits.
  • AMENDMENTS TO THE COOKIE POLICY
    1. The Cookies Policy may be amended and updated from time to time, without notice, and shall be effective immediately.
    2. The amended Cookies Policy shall immediately replace any previous versions on the Website.
    3. The User is urged to regularly visit the Website to ascertain whether there have been any updates to the Cookies Policy.
    4. The User’s continued use of the Website will constitute an unequivocal tacit acceptance of the amended Cookies Policy listed on the Website.
    5. Should the User not accept the amended Website Cookies Policy, the User is to immediately refrain from using and accessing the Website.