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How do I buy Ripple (XRP) using a credit card?

Learn how to buy Ripple XRP and other cryptocurrencies using your credit card for easy, instant, and secure transactions and trades.

Written by Becky Leighton Published on

How to create a Ripple wallet

Sign up for a free Coindirect account and you will automatically get a free Ripple online wallet. You can use your Ripple wallet to buy, sell, store, send (withdraw) and receive (deposit) XRP.

How to create a Ripple address

Once you have signed up for a free Coindirect account all you need to do is press the ‘Receive’ button to reveal your Coindirect Ripple wallet address.

How to buy Ripple with a credit card

  1. Sign up for a free Coindirect account.Buy Waltonchain online using a credit card
  2. Find your Ripple Wallet and click the  ‘Buy’ button in your Ripple Wallet.
  3. Select “New VISA Card (EUR)” or “New credit card (NGN)” if you are in Nigeria.buy ripple xrp using your credit card
  4. Enter EUR value of Ripple you want to purchase (more than the minimum limit) or the Ripple amount you want to buy and then click ‘Preview Buy’.How to Buy Ripple XRP online using a credit card
  5. You will receive a quote, press ‘confirm’ before the timer runs out (counts down from 55 seconds).How to Buy Ripple XRP online using a credit card
  6. Type in your credit card details and pay.Buy Ripple (XRP) online using a credit card
  7. You will be taken to a page to verify your transaction.Buy Ripple (XRP) online using a credit card
  8. Finally, you will be redirected back to your Coindirect Wallet once the payment is successful.

How do I purchase Ripple from my bank account?

If you are in South Africa or in Europe in a SEPA country you can deposit ZAR and EUR into your Coindirect ZAR Wallet or Euro Wallet respectively.

To fund your account you have to transfer money using bank transfers. To get the funding instructions so that your account is credited:

  1. Go to your ZAR/EUR wallet and click the “Fund now” button. Alternatively, click the Fund tab in your Coindirect wallet and click on “Transfer Now”.
  2. Select the bank to transfer to from the drop-down menu to get payment details and the reference you should use (highlighted in blue).
  3. Transfer the money from your bank account into the account shown on the screen then wait for the bank transfer to be processed (0-3 business days depending on the bank).
  4. Once the funds reflect in your ZAR wallet, go to your Ripple wallet and click “Buy” and select “Wallet (ZAR)” or “Wallet (EUR)” as you payment method.

Where can I sell my Ripple?

You can sell Ripple from your Coindirect wallet by clicking the ‘Sell’ button in your Ripple wallet.

If you are in a SEPA region or South Africa. You can sell your Ripple and instantly get money transferred to your Wallet (ZAR or EUR).

If you are in another region with no local currency wallet. You can sell your Ripple by creating a sell offer on the marketplace

You now know how to buy Ripple instantly from almost anywhere in the world. Make sure to download the Coindirect App to trade Ripple from the palm of your hands. 

Credit card limits

Please note that Coindirect has limits for credit card purchases in place.

Make sure that your account is verified so that your credit card purchase limits are increased.


Currently, the limits for credit card purchases are:

Go here for details about the fee structure and limits. 

Earn Ripple

Buy Ripple using your credit card and earn XRP at the same time. Simply send your unique link through the Earn tab and you and your friend will both receive 5 XRP when they sign up and perform their first transaction using Coindirect.

Written by

Internet writer looking to find the right piece. Also presents things on radio and happens to be a chip off the old blockchain. @BeckyRLeighton

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